LSDR / LTC Capital

Free Resource for Brokers of Record

A documented process for off-MLS listings — built to survive an audit

A ready-to-adapt Standard Operating Procedure template for any residential listing marketed outside the public MLS: office exclusives, restricted "coming soon," and private listing networks. Free to download, free to adapt under your own branding.

This SOP pairs with the Listing Strategy Decision Record (LSDR) — a documentation tool, published by LTC Capital, LLC, that records how a seller reached an informed decision about marketing path. The LSDR is not a registry, portal, or gatekeeping system; it is a structured record of seller deliberation.

A growing number of states now require residential listings to be marketed to the open market by default — permitting restricted or off-MLS marketing only where the seller has given documented, informed consent, or, in some states, only under a narrow safety exception. For a broker of record, the practical question is no longer whether to allow a private listing; it is how to prove, after the fact, that the seller's choice was informed.

This template answers that. It establishes a "no document, no marketing" firewall, names the administrative gatekeeper, and gives your compliance team a four-point audit checklist to run before any restricted listing goes out. Adapt the bracketed fields to your firm, your state, and your transaction-management system.

What's inside

Section 4.12 policy language · the "no document, no marketing" firewall · a four-point listing audit checklist · enforcement and remediation language · recordkeeping guidance · a plain-English explanation of the E&O, supervision, and fair-housing exposure the process is built to manage.

Why a documented process, not just a signed form

A signature on a consent form shows the seller signed — not that they understood what they were trading away. What holds up under scrutiny is a record of the deliberation itself: the tradeoffs presented, the priorities the seller ranked, the specific lawful reason for restricting marketing, a defined date the property defaults back to the open market, and signatures from seller, agent, and broker. That is the standard the new state laws are implicitly demanding, and the standard this SOP is built to enforce.

Pairs with the LSDR

The checklist in this SOP reads as a natural audit of a Listing Strategy Decision Record (LSDR) — a guided artifact that produces all four required elements (deliberation, justification, fallback trigger, tri-party signatures) in one signed record. Firms using paper forms can still satisfy the checklist; it simply takes more files and more reconstruction at audit time.

Get the template

Free, no signup. The Word version is fully editable — drop in your firm name, state, and transaction system.

Drafted by LTC Capital, LLC. Adaptable under attribution. Not legal advice — confirm citations with your own counsel.

Frequently asked questions

What is a brokerage SOP for off-MLS listings?

It is an internal Standard Operating Procedure that defines how a brokerage handles any listing marketed outside the public MLS. A strong SOP requires documented, informed seller consent before a restricted listing is circulated, designates a compliance gatekeeper who must approve the file, and specifies an audit checklist the file has to pass — typically covering the seller's deliberation, a lawful justification, a fallback date that returns the property to the open market, and signatures from the seller, listing agent, and broker of record.

Which states require public marketing of residential listings?

As of mid-2026, Wisconsin (effective January 1, 2027) and Washington (effective June 11, 2026) make public marketing the default, with Washington prohibiting restricted marketing except under a health-or-safety exception. Connecticut (effective October 1, 2026) and New York (passed by the legislature and, at the time of writing, awaiting the governor's signature) take a consent-based approach, allowing restricted marketing only when the seller signs an informed opt-out. Several other states have bills pending. Confirm the current status for any state you operate in. The state-by-state overview tracks each one.

Is a signed consent form enough to be compliant?

Often not. A signature demonstrates that the seller signed, but not that they were informed of the tradeoffs. The exposure in a dispute is usually the inability to show how the decision was reached. A documented deliberation — what the seller was told, what priorities they weighed, and the specific reason they chose a restricted listing — is materially stronger evidence than a bare signature, and is what this SOP's audit checklist is designed to confirm.

Can I use this template at my brokerage?

Yes. The template is free to download and adapt under your own branding, provided you retain attribution to LTC Capital, LLC and the references to the LSDR. Replace the bracketed fields with your firm's specifics, confirm the statutory citations and penalty figures for each state you operate in, and have your own counsel review it before adoption. It is a starting framework, not legal advice.

How does the SOP relate to the LSDR?

The SOP is the brokerage-level policy — who reviews a restricted listing, what they check, and what happens if it fails. The LSDR is the document an agent produces for each listing that satisfies that check: a guided record capturing the seller's deliberation, the justification, the fallback trigger, and the tri-party signatures. The SOP defines the standard; the LSDR is one way to meet it in a single artifact.